Does your car insurance policy cover you when you rent a vehicle? Today we are going to answer this question. The first thing to know is yes, for the most part and with most insurance policies, you are going to…
All insurance policies are NOT created equal! There is no such thing as an agent comparing “Apples To Apples” when it comes to insurance policies. Read your policy and know what’s in it! Take a look at this picture. The…
You just paid off your vehicle! Congratulations! That is awesome! There’s no better feeling than not owing money to the bank and you have your awesome vehicle. Congratulations. When Should I Remove Full Coverage From My Car? That is the…
Do I have To Use The Body Shop My Insurance Recommends? No, you do not have to use your insurance company’s recommended body shop. You are free to choose whatever body shop you’d like to work with. Many insurance companies…
The purpose of insurance…is to insure! This is something that many consumers often forget. However, it’s also something that many insurance companies often forget. That’s what happened in this case. A homeowner had major water damage to his home. The…
What is sewer and water backup coverage on your homeowners insurance policy? Water backup coverage is an additional, optional coverage that you can choose to purchase on your homeowners insurance. This coverage can help pay for damage done by water…
Will My Rates Go Up If I File An Insurance Claim? We see it everyday, people are afraid to use their insurance for fear of being punished by their insurance company. This is not the right mindset! The Purpose of…
What is liability coverage on your homeowners insurance policy? Liability coverage is a key component of any homeowner’s insurance policy. It covers you against lawsuits brought against you. What does liability coverage cover on your homeowners insurance policy? The list…
Is An Umbrella Policy Worth It? Umbrella insurance policies may be one of the most important insurance policies you could ever own. You may be wondering “why would someone buy an umbrella policy?” Imagine being sued because: Your teenage daughter…
What is Loss of Use Coverage on Your Homeowners Insurance Policy? Loss of use coverage helps pay for expenses that are due to you being displaced from your home because of a covered accident or claim. What Does Loss of…