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How much car insurance you need depends entirely on your specific situation. The type of car you drive, your net worth, how often you drive your vehicle and even what you drive it for, can all help you determine how much car insurance you need. 

The important part is to tune out all the Progressive Flo and Geico Gecko commercials that only talk about saving money. It's important to save money, but it's most important to make sure you're adequately covered come claim time. 

To determine how much car insurance you need, give us a call. We're happy to walk you through that process. 

For the most part, yes, your car insurance will cover other drivers. However, there are many things you need to be aware of to be sure every driver is covered:

• If the driver lives in your household, they must be listed on your car insurance policy
• If the driver uses your vehicle on a regular basis (at least once a month) they must be listed on your policy
• Each state varies as to what they allow, so check with your specific policy

For most all other cases, someone driving your vehicle should have coverage. For example, your friend is at your house and needs to take your car to go get some food. In most cases, your friend would be covered under your car insurance. 

Like all things, don't trust everything you read on the internet. Your insurance policy is what can tell you exactly who is and who isn't covered on your policy. Check with your agent to be sure or give us a call and we can check for you. 

Liability coverage pays for property damage and or medical injuries that were caused in an accident in which you were at fault.

To learn all about bodily injury liability and why it's important on your auto insurance policy, click here for a video and detailed explanation.