How Are You Financially Protecting Your Gym & Sports Facility Business?

Overhead costs are increasing and the cost of insurance is on the rise. Additionally, insurance is complex and it's hard to know how to correctly insure yourself to ensure you're properly covered.

What are you doing to reduce the costs of your insurance program?

We Understand Your Sports Facility Business

  • Prompt & Personalized Service

    Fast, dedicated service & custom solutions tailored to your facility, not cookie-cutter options.

  • Solutions That Matter

    We offer specific training and processes to reduce your workers comp insurance premium. 

  • Straightforward Answers

    Simplified coverage to take the worry out of claims not being covered. No guessing, only clarity. 

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Call us at 480-877-1670

Do You Have The Right Coverage To Protect Your Gym & Sports Facility?

General Liability Insurance

Protects your facility from claims of property damage and bodily injury, ensuring peace of mind for incidents like slips, falls, and accidental damage during activities.

Professional Liability Insurance

Safeguards against claims arising from errors or negligence in professional services provided by trainers, coaches, and staff, including fitness advice and nutritional counseling.

Property Insurance

Covers buildings, contents, and business income against damages from fire, theft, natural disasters, and equipment breakdown, ensuring your investments are secure.

Employment Practices Liability Insurance

Provides protection against claims of wrongful termination, discrimination, harassment, and other employment-related issues, helping manage legal and financial risks.

Spectator and Participant Liability

Offers protection against claims arising from injuries to spectators and participants during sports and leisure activities, ensuring comprehensive coverage for all events.

Umbrella Insurance

Provides additional liability limits above your standard policies, offering broader protection and peace of mind for high-cost claims and lawsuits.

Our process is simple...

Simplicity, clarity and personalized service. Each step is designed with your specific needs in mind. Our goal is to ensure you never have a sleepless night, worrying about protecting your business.

  • Start Online

    Enter basic info below so we can get to know you.

  • Consultation

    One of our licensed and expert sales advisors will reach out to get to know you and understand your needs.

  • Implementation

    If we can help you, we'll guide you through the process of setting up your new insurance plan. We're here to hold your hand and explain everything along the way. 

Gym & Sports Facility Insurance Discussion

Is it worth having a discussion to see how Heritage Insurance can help you with your gym & sports facility insurance? If so, fill out the form below and we'll be in touch.

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FAQ's About Gym & Sports Facilities Business Insurance

Essential liability coverages for sports and leisure facilities include General Liability, which covers property damage and bodily injury claims, and Spectator Liability, which protects against claims arising from injuries to spectators. Additionally, Athletic Participant Liability is important for covering injuries to participants in sports activities.

Professional Liability insurance is crucial for health clubs and sports facilities as it covers claims related to errors or negligence in professional services, such as fitness advice, personal training, and nutritional counseling. This ensures that your business is protected if a client claims that they were injured or suffered losses due to the professional services provided by your staff.

Property Insurance for sports and leisure businesses typically covers buildings, contents, and business income. This includes protection against damages from fire, theft, and natural disasters, as well as equipment breakdown coverage for electrical and mechanical systems malfunctions. It ensures that your investments in facilities and equipment are protected.

Employment Practices Liability Insurance is important because it protects your business from claims related to wrongful employment practices, such as discrimination, harassment, and wrongful termination. This coverage helps manage the legal and financial risks associated with such claims, ensuring your business can handle these issues effectively.

Sports and leisure facilities should consider additional coverages such as Umbrella Insurance, which provides higher liability limits; Crime Insurance, which covers employee dishonesty and theft; Inland Marine Insurance for specialized equipment; and Workers' Compensation, which covers employee injuries sustained on the job. These coverages provide comprehensive protection for the various risks associated with running a sports or leisure facility.