If you’re searching how to cancel Geico auto insurance then you came to the right place. It also means your probably looking for a new auto insurance policy. We’re here to help. Let’s get started.
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How To Cancel Geico Car Insurance
To cancel your Geico auto insurance follow these steps:
- Call 1-800-841-1587
- Select the option or say “cancel insurance policy”
- select or say the option for “auto”.
- Then have your policy number ready.
A very important note to remember- Don’t cancel your Geico insurance until your new insurance is paid and in place. The last thing you want is to have a lapse in coverage. This can cause issues with the MVD and also cause potential claim issues. So even if you have a quote from another company that you know you’re going to go with, wait until it’s paid, active and you have your ID card in hand.
Will There Be A Balance Due?
With most car insurance companies you are always paying for the month in advance. For example, on May 1st you make a payment for $150. This $150 pays your car insurance for the time of May 1st to June 1st, so you’re paying in advance. If you cancel your Geico car insurance on May 15th, then Geico would owe you for half the month.
If for some reason you hadn’t paid your May 1st bill and you cancelled as of May 5th, then you would owe Geico for those 5 days of insurance. In most cases though, you’ll receive a refund from Geico when you cancel your policy.
When can you cancel you Geico Car Insurance?
With Geico car insurance, as with most every car insurance company, you can cancel at anytime. You don’t have to wait until renewal or until the first of the month. Some agents and companies will try to lead you to believe you need to wait until a certain date, but this is not the case. Your contract states that you can cancel at anytime for any reason you like.
How To Cancel Geico Auto Insurance Online
Geico makes it difficult to cancel your auto policy without speaking to someone on the phone, as we discussed above. There is no way to cancel through your Geico app or on their website. If you wish to email your cancellation request to Geico you can. Keep in mind that this is not advertised and not their preferred way. However, below are two email addresses that can be used to send your cancellation request.
Because you are not speaking with someone live and can’t confirm that they have cancelled the policy, it’s important to send them everything they need to ensure your auto policy gets cancelled. Be sure to include the following in your cancellation request.
- Needs to be an actual document
- Include Your Name
- Include Your Policy Number
- Include your desired cancelation date
- Explicitly state you with to cancel
- Sign your name
Here are the two email addresses. To ensure your email is received and that your Geico auto policy is cancelled, it’s recommended to email both addresses.
Emails to send Geico Auto Policy Cancellation:
How Long Before Geico Cancels Insurance?
There should be no delay in the cancellation of your Geico car insurance. As soon as Geico receives your request to cancel your policy, they should be able to cancel the policy immediately. The only reason that would delay the cancellation of your Geico auto insurance would be if you do not include all the required information. Be sure to reference the list above of what they need to cancel your policy.
Will Geico Charge a Cancellation Fee?
Geico will not charge a cancellation when you cancel your Geico auto policy. Some car insurance companies will, but as of now, Geico does not.
Don’t Drive Without Car Insurance!!!
Thinking of cancelling your Geico auto insurance policy and driving without insurance? Look, we get it, insurance is expensive right now and no one wants to pay it. Especially when you feel you get little value out of it. As insurance experts, we highly recommend against that! The thing about accidents is they are accidents…they aren’t planned. No one knows when they’ll get in an accident, but when they do, they’re always happy they have coverage. The thought of getting sued for $100’s of thousands of dollars (or even millions) is not a great thought. Consider losing your home and any other assets, including the garnishing of your wages.
If you understand the importance of insurance, but want to see where you can cut costs, give us a call, we’ll be happy to discuss and see what you can afford. Having some insurance is always better than having none. So don’t drive without coverage, give us a call to discuss!
How To Cancel My Geico Insurance
Hopefully this article answered all your questions about how to cancel car insurance with Geico. If you are searching for better car insurance and need quotes from a number of different companies, click here and we’ll get you quotes right away.