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How To Cancel Allstate Insurance
If you’re searching how to cancel Allstate insurance then you came to the right place. It also means your probably looking for a new auto or home insurance policy. We’re here to help. Let’s get started.
The best way to cancel Allstate Insurance is to call your local agent or calling 800-255-7828
How to cancel Allstate car insurance
To cancel your Allstate auto insurance follow these steps:
- Call 1-800-255-7828
- State you are calling to “cancel your insurance policy”
- Verify what policy you are calling to cancel.
- Have your policy and cancel date ready
A very important note to remember- Don’t cancel your Allstate insurance until your new insurance is paid and in place. The last thing you want is to have a lapse in coverage. This can cause issues with the MVD and also cause potential claim issues. So even if you have a quote from another company that you know you’re going to go with, wait until it’s paid, active and you have your ID card in hand.
Will There Be A Balance Due?
With most car insurance companies you are always paying for the month in advance. For example, on May 1st you make a payment for $175. This $175 pays your car insurance for the time of May 1st to June 1st, so you’re paying in advance. If you cancel your Allstate insurance on May 15th, then Allstate would owe you for half the month.
If for some reason you hadn’t paid your May 1st bill and you cancelled as of May 5th, then you would owe Allstate for those 5 days of insurance. In most cases though, you’ll receive a refund from Allstate when you cancel your policy.
How To Cancel Allstate Insurance- When Can You Cancel?
With Allstate car insurance, as with most every car insurance company, you can cancel at any time. You don’t have to wait until renewal or until the first of the month. Some agents and companies will try to lead you to believe you need to wait until a certain date (so they don’t lose the business), but this is not the case. Your contract states that you can cancel at any time for any reason you like.
How To Cancel Allstate Insurance Online
Allstate makes it difficult to cancel your auto policy without speaking to someone on the phone. There is no way to cancel through their website.
Email to send Allstate Policy Cancellation:
Allstate does not have a dedicated email to send your cancellation request, they require you to call to cancel your insurance policy.
However, if you deal with a local agent, you can email them and request cancellation.
Be sure to include the following when you email the local agent:
- Attach an actual document to the email (don’t just type an email)
- Include Your Name
- Include Your Policy Number
- Include your desired cancelation date
- Explicitly state you with to cancel
- Sign your name
If you decide email in your cancellation request, don’t assume it will automatically be taken care of. You’ll want to follow up or check your online account to be sure the agent received your email and processed your cancellation. Also, your local agent will more than likely call you to try and convince you to not cancel. Be prepared for that phone call. If you’d like to avoid that, you can state in your email that you do not want anyone to reach out via phone.
When Can You Cancel Allstate Insurance?
There should be no delay in the cancellation of your Allstate insurance. As soon as they receive your request to cancel your policy, they should be able to cancel the policy immediately. The only reason that would delay the cancellation of your insurance would be if you do not include all the required information. Be sure to reference the list above of what they need to cancel your policy.
Will Allstate Charge a Cancellation Fee?
This will vary by state and also depend on how long you’ve had your policy with Allstate. Some states will charge you a fee if you cancel your policy within the first policy term (meaning within the first year or 6 months (depending on your policy term)). However, in most states, after you’ve been with Allstate for over a year, there would be no cancellation fee.
Use A Local Auto Insurance Broker
If you’re using an insurance broker for your insurance policy with Allstate, then you won’t have to worry about how to cancel your Allstate policy. You can simply let your broker know that you’d like to go with another auto insurance company. They can take care of finding you a new policy and cancelling your Allstate insurance. Stop doing all the work yourself and use a broker!
How To Cancel Insurance With Allstate?
Hopefully this article answered all your questions about how to cancel Allstate insurance. If you’re looking for more details on how to cancel your Allstate policy, visit Allstate’s website here.
If you are looking to cancel your Allstate insurance policy and are searching for better car insurance and need advice and education on the best insurance, click here and we’ll get you quotes right away.