Email Scams & Cyber Insurance

cyber insurance
cyber insurance

There are thousands of email scams being sent out daily. You know the ones – the Nigerian Prince that wants to gift you $500,000, you just have to follow their instructions and send them a small payment of $5 so you can unlock your $500,000!

We all know and joke about these emails, but the truth is this – phishing scams are becoming more and more sophisticated and deceiving. They are not obviously fake and they can very well make you think you’ve been hacked.

So if you think you’ve been hacked, or if you’ve received an email like the one below, there are specific steps you need to take to make sure you’re system is safe and secure.

Follow These Steps If You Think You May Have Been Hacked

  • Reset Passwords
  • Log out of all online accounts
  • Disconnect from internet
  • Disconnect from all hardware (external hard drives, usb sticks, etc)
  • Scan your computer for viruses and malware
  • Closely monitor all your accounts
  • Enable two-factor authentication (adds extra layer of security)
  • Check for suspicious logins (most major accounts allow you to see who has logged in and where from)
  • Check for suspicious apps on your computer, apps you didn’t install (could be malware)

The last and most important step is to make sure you have cyber insurance! No matter how careful you are or the precautions you take, you always run the risk of being hacked; it’s inevitable.

For more information about Cyber insurance visit our Cyber Insurance page here.

Example of Phishing Email

Subject: Don’t forget to pay the tax within 2 days!

Hi. How are you?

I know, it’s unpleasant to start the conversation with bad news, but I have no choice.
Few months ago, I have gained access to your devices that used by you for internet browsing.
Afterwards, I could track down all your internet activities.

Here is the history of how it could become possible:
At first, I purchased from hackers the access to multiple email accounts (nowadays, it is a really simple thing to do online).

As result, I could easily log in to your email account.

One week later, I installed Trojan virus in Operating Systems of all devices of yours, which you use to open email.
Frankly speaking, it was rather straightforward (since you were opening the links from your inbox emails).
Everything ingenious is quite simple. (0_o)!

My software enables me with access to all controllers inside devices of yours, like microphone, keyboard and video camera.
I could easily download to my servers all your private info, including the history of web browsing and photos.
I can effortlessly gain access to all your messengers, social networks accounts, emails, contact list as well as chat history.
Virus of mine constantly keeps refreshing its signatures (because it is driver-based), and as result remains unnoticed by your antivirus.

Hence, you can already guess why I stayed undetected all this while.

As I was gathering information about you, I couldn’t help but notice that you are also a true fan of adult-content websites.
You actually love visiting porn sites and browsing through kinky videos, while pleasuring yourself.
I could make a few dirty records with you in the main focus and montaged several videos showing the way you reach orgasm while masturbating with joy.

If you are still uncertain regarding the seriousness of my intentions, it only requires several mouse clicks for me to forward your videos to all your relatives, as well as friends and colleagues.
I can also make those vids become accessible by public.
I honestly think that you do not really want that to happen, considering the peculiarity of videos you like to watch, (you obviously know what I mean) all that kinky content can become a reason of serious troubles for you.

However, we can still resolve this situation in the following manner:
Everything you are required to do is a single transfer of $1340 USD to my account (or amount equivalent to bitcoin depending on exchange rate at the moment of transfer), and once the transaction is complete, I will straight away remove all the dirty content exposing you.
After that, you can even forget that you have come across me. Moreover, I swear that all the harmful software will be removed from all devices of yours as well.
Make no doubt that I will fulfill my part.

This is really a great deal that comes at a reasonable price, given that I have used quite a lot of energy to check your profile as well as traffic over an extended period of time.
If you have no idea about bitcoin purchase process – it can be straightforwardly done by getting all the necessary information online.

Here is my bitcoin wallet provided below: 1JfnsTBvRQYNvzxYFTQBtEy2vd6F

You should complete the abovementioned transfer within 48 hours (2 days) after opening this email.

The following list contains actions you should avoid attempting:
#Do not try replying my email (email in your inbox was generated by me alongside with return email address).

#Do not try calling police as well as other security forces. In addition, abstain from sharing this story with your friends.
 After I find out (be sure, I can easily do that, given that I keep complete control of all your devices) – your kinky video will end up being available to public right away.
#Do not try searching for me – there is absolutely no reason to do that. Moreover, all transactions in cryptocurrency are always anonymous.
#Do not try reinstalling the OS on your devices or throwing them away. It is pointless as well, since all your videos have already been uploaded to remote servers.

The following list contains things you should not be worried about:
#That your money won’t reach my account.
– Rest assured, the transactions can be tracked, hence once the transaction is complete,  I will know about it, because I continuously observe all your activities (my trojan virus allows me to control remotely your devices, same as TeamViewer).
#That I still will share your kinky videos to public after you complete money transfer.
– Trust me, it’s pointless for me to continue troubling your life. If I really wanted, I would make it happen already!

Let’s make this deal in a fair manner!

Owh, one more thing…in future it is best that you don’t involve yourself in similar situations any longer!
One last advice from me – recurrently change all your passwords from all accounts.

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