Claim DENIED!!! Like a Good Neighbor???

Insurance claim denied

The purpose of insurance…is to insure! This is something that many consumers often forget. However, it’s also something that many insurance companies often forget. That’s what happened in this case. A homeowner had major water damage to his home. The…

What Is Water Backup Coverage?

Water backup coverage

What is sewer and water backup coverage on your homeowners insurance policy? Water backup coverage is an additional, optional coverage that you can choose to purchase on your homeowners insurance. This coverage can help pay for damage done by water…

What Is Medical Payments Coverage?

Medical Payments

What is medical payments coverage on your homeowners insurance policy? Medical payments coverage can help pay for the medical bills of people who are injured on your property, regardless of who is at fault. What does medical payments coverage cover…

Will I Be Penalized For Using My Insurance?

Insurance rates

Will My Rates Go Up If I File An Insurance Claim? We see it everyday, people are afraid to use their insurance for fear of being punished by their insurance company. This is not the right mindset! The Purpose of…

What Is Liability On Your Home Insurance Policy?

Home liability coverage

What is liability coverage on your homeowners insurance policy? Liability coverage is a key component of any homeowner’s insurance policy. It covers you against lawsuits brought against you. What does liability coverage cover on your homeowners insurance policy? The list…

How An Umbrella Will Save Your Financial Life

Umbrella Insurance

Is An Umbrella Policy Worth It? Umbrella insurance policies may be one of the most important insurance policies you could ever own. You may be wondering “why would someone buy an umbrella policy?” Imagine being sued because: Your teenage daughter…

What Is Loss Of Use?

Loss of use

What is Loss of Use Coverage on Your Homeowners Insurance Policy? Loss of use coverage helps pay for expenses that are due to you being displaced from your home because of a covered accident or claim. What Does Loss of…

What Is Dwelling Coverage?

dwelling coverage

What is Dwelling Coverage on Your Home Insurance Policy? Dwelling coverage on your home insurance policy is the coverage that helps pay for the rebuilding or the replacement of damage to the actual structure, physical structure of your home. What…

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