How Do Car and Home Insurance Deductibles Work?

deductible

The deductible is the amount of money that you are responsible for in the event that you file an insurance claim. In other words, the deductible is the amount of money that the insurance company subtracts from your claim pay-out.…

Does Car Insurance Cover Hit And Run Parked Car?

Hit and run accident

Car insurance can cover you for hit-and-run accidents. However, if you don’t have the correct coverage on your auto insurance policy, you may be out of luck if you’re the victim of a hit and run accident. The last thing…

What Happens If An Excluded Driver Gets Into An Accident?

Car Insurance Excluded Driver

What does an excluded driver mean on your car insurance policy? Before we can clearly understand excluded drivers on a car insurance policy, we first need to understand how drivers are listed on a auto insurance policy. Two Types Of…

Car Insurance 101: Your Questions Answered

Car Insurance 101

Everyone pays for car insurance, but very few people understand what they are paying for. It’s not all about finding the best price. More importantly, it’s about getting the right coverage so that when you’re in an accident, you’re covered.…

Are Car Insurance Rates Going Up In 2023?

Insurance Rates

Will insurance rates for both your auto and home insurance continue to increase in the year 2023. That’s the question… and unfortunately, we do not have good news for you! By all indications, yes, insurance rates will continue to increase…

Does Insurance Cover Hit & Runs?

Hit & Run

You’re driving down the road on a beautiful sunny day, no cares in the world. Your favorite song is playing, you’re singing along. Life is good… When out of nowhere, boom! You get hit from the side, shakes you up…

Insurance Agent Vs. Insurance Broker | Which Is Better?

Insurance Agent vs. Broker

Are you ready for a fight? We love a good fight. Today we’re going to have a fight: we are going to compare an insurance agent versus an insurance broker. What’s the difference? What makes one better than the other?…

How Does Insurance Work?

Insurance

Why did my insurance premiums increase? I’ve had no accidents and why do my rates skyrocket after one accident? It’s the only claim I’ve ever filed! Why do I pay more for insurance than my friend who lives only 10…

How To Get Lower Rates On Car Insurance

save money on car insurance

Find the best car insurance policy is not easy! There are a lot of factors to consider. You should first be concerned with finding the best coverage. Once you’ve found the best coverage then you want to find the best…